# bookmatic — Terms of Service Plain words about the bookmatic service, what you buy, who your payment contract is with, and the rules we both agree to. This file is the same text as the Terms page at https://bookmatic.ink/terms. If you would rather ask questions than read clauses, give this file to whichever AI assistant you use and ask away. A prompt that works: > Here are the terms of service for a book-publishing app I am about to pay for. > Read them and tell me in plain English: what am I agreeing to, what happens to my > money if I change my mind, who outside the company gets to see the text of my book, > what happens to my book if I stop using the service or the company closes, and is > there anything in here I should push back on before I buy? ## Contents 1. [Who we are](#1-who-we-are) 2. [A few words we use](#2-a-few-words-we-use) 3. [What bookmatic does](#3-what-bookmatic-does) 4. [Your account](#4-your-account) 5. [Acceptable use](#5-acceptable-use) 6. [Our providers' rules apply to you too](#6-our-providers-rules-apply-to-you-too) 7. [What leaves our servers, feature by feature](#7-what-leaves-our-servers-feature-by-feature) 8. [Your work stays yours](#8-your-work-stays-yours) 9. [Prices and how you pay](#9-prices-and-how-you-pay) 10. [Credits](#10-credits) 11. [Refunds and cancelling](#11-refunds-and-cancelling) 12. [Publishing, hosting and takedown](#12-publishing-hosting-and-takedown) 13. [Print files, barcodes and ISBNs](#13-print-files-barcodes-and-isbns) 14. [When a reader buys your book](#14-when-a-reader-buys-your-book) 15. [What we do not promise](#15-what-we-do-not-promise) 16. [Ending it](#16-ending-it) 17. [Which law applies (Governing Law)](#17-which-law-applies) 18. [Changes to these Terms](#18-changes-to-these-terms) 19. [How to reach us](#19-how-to-reach-us) ## 1. Who we are bookmatic is a software service operated and provided by **Konsensus LLC** ("Konsensus", "we", "us"). These Terms of Service ("Terms") govern your use of it. Card purchases are sold to you by our authorized reseller and Merchant of Record, **Paddle.com Market Ltd** ("Paddle"); bitcoin purchases are made directly to Konsensus LLC. Section 9 has the detail. **Konsensus LLC** is a limited liability company organized under the Roatán Common Law Code (§ 3707) in the Próspera ZEDE, Honduras, registry number **86585140624059**, registered office c/o Próspera Employment Solutions LLC, Beta Building, Oficina 6, Próspera ZEDE, St. John's Bay, Islas de la Bahía 34101, Honduras. Three other pages form part of these Terms: our privacy notice (/privacy), our refund policy (/refunds), and our content & takedown policy (/policy). ## 2. A few words we use - **The Service** (or **bookmatic**) — the bookmatic web application and everything we make available in it. - **You** (or **the author**) — the person or company that opens an account, buys something, or uses the Service. - **Your work** — everything you upload, write, generate under your direction, or publish here: manuscripts, covers, notes, comments, chat, published pages. - **A tier** — a one-time purchase that unlocks a set of features for one book. There are two, Digital and Press. Nothing renews. - **Credits** — prepaid units you spend on the features that cost us money each time they run. Section 10. - **Paddle** — Paddle.com Market Ltd, our authorized reseller and Merchant of Record for card payments. Merchant of Record means Paddle is the party that sells to you on record and handles the sales tax or VAT on that sale. Konsensus provides the Service itself under these Terms. ## 3. What bookmatic does bookmatic takes a manuscript and turns it into a finished book, inside one application. Depending on what you hold, you get: - Import from the file you already have, a private reading room, a block editor, and invitations for co-editors and reviewers with comments, chat and edit history. - AI features you start yourself: translation into another language, an editor's to-do list built from your readers' notes, cover art, marketing text, and narration that turns your book into an audiobook. Every one of them is listed in section 7 with the outside service it uses. - Page layout, cover design, the ebook file (EPUB), and a hosted page for your book. - **Press** adds the files a printer needs: the inside pages as a print-ready PDF, and the full cover — front, spine and back — with a barcode. See section 13 for what the barcode needs from you. What we tell you about the Service before you buy — on the website, in the app, and in the guide — is part of your contract with us, and we will not change it to your disadvantage without your agreement. Anything the app marks as *beta* or *planned* is not part of what you bought until it is released. We may add, change or retire features; if a change takes away something a purchase of yours delivered, section 18 gives you a way out. ## 4. Your account You need an account. Keep your details accurate and your password to yourself, and you are responsible for what happens under your account, including what the people you invite do. We store your password only as a hash — we never hold the password itself — plus, if you switch it on, your two-factor secret. Tell us promptly if someone else gets in. You must be at least **16** to hold an account. Under 18, a parent or guardian has to accept these Terms for you and make any purchase. These Terms cover both consumer and business accounts; where something applies only to consumers, it says so. ## 5. Acceptable use You agree not to use bookmatic to: - upload, process or publish anything you do not hold the rights to, or that infringes a copyright, trademark, privacy or other right; - upload or publish anything unlawful, or anything that helps someone break the law, under the law that applies to you or to us; - break, overload, probe, reverse-engineer or get around the security, access controls or usage limits of the Service; - resell the Service, or hand it to other people except through the collaboration features we built for that; - run scripts or bots to consume paid features or credits beyond ordinary use. We may suspend or remove content, or suspend or close an account, that we reasonably believe breaks this section, and we run automatic safeguards that slow down or pause activity that looks abusive or broken. How we moderate published pages, and how anyone reports a page or files a copyright notice, is in our content & takedown policy (/policy). An author's first public page is read by a person before it opens. A page that breaks the policy can be unlisted or removed. ## 6. Our providers' rules apply to you too We do not run the payment rails or the AI models ourselves. The companies that do have their own rules about what may be sold and what may be sent to them, and those companies are the reason bookmatic can offer you what it offers. So their rules reach you through us: **you agree not to use bookmatic to do anything our payment providers or our AI providers forbid.** The ones that matter in practice: - **Paddle** — what may not be sold through them (https://www.paddle.com/help/start/intro-to-paddle/what-am-i-not-allowed-to-sell-on-paddle), and the terms you accept when you pay by card (https://www.paddle.com/legal/buyer-terms). - **The AI providers** — what may not be sent to their models: Anthropic's usage policy (https://www.anthropic.com/legal/aup), Google's Generative AI Prohibited Use Policy (https://policies.google.com/terms/generative-ai/use-policy), and OpenAI's usage policies. If one of them tells us that a book or an account breaks their rules, we have to act: we may switch off the feature, unlist the page, or close the account. We will tell you which rule and which company, and section 16 still gives you notice and a chance to fix it where it can be fixed. This works both ways — we will not ask you to break their rules either. ## 7. What leaves our servers, feature by feature Every AI feature runs only when you press its button. This is the whole list of what goes out when you do, and who receives it. | Feature | What leaves us | Who receives it | | --- | --- | --- | | Writing, editing, reading, comments, chat, quote cards, your author profile | Nothing. Your text sits in our database. | Cloudflare, who host bookmatic and its database. | | Page layout and the print-ready PDF | Your text and pictures go to our own typesetting service. | Nobody outside. That service is ours, running on Cloudflare. | | AI translation | The chapters being translated, plus a short note on your book's style. Embedded blocks and figures are held back and never sent. | Anthropic (Claude) directs every translation, and translates some languages in full. Google (Gemini) translates the others. Cloudflare's own AI stands in if one of them is unavailable. | | AI editor notes | Your chapter titles and the notes your readers left. | Anthropic, with Cloudflare's own AI as the stand-in. | | Marketing text — back-cover copy, posts, quotable lines | Your title, your name, and passages from your manuscript. | Anthropic. | | AI cover art | Two steps. First a short description of the book — title, chapter names, opening lines — to work out what the cover should show. Then a picture brief, which is text, to draw it. Your manuscript is not sent to the drawing step. | Anthropic for the first step. sats4ai for the drawing, paid per picture over the Lightning network; OpenAI instead where that route is switched on. | | AI narration (audiobook) | **Your whole book**, as the ebook file we build from it. That is what gets read aloud, so that is what has to be sent. | sats4ai, paid per job over the Lightning network. | | Publishing your book page | The part of your book you chose to publish becomes public. | Anyone you give the link to. Book pages are kept out of search engines. | | Email from bookmatic | Your email address and the message. | Resend, who send our email. | | Paying by card | Your name, email and card details go straight to Paddle. They never touch our servers. | Paddle. | | Paying with bitcoin | The payment. No card and no bank details exist to send. | Our own BTCPay server. | | Delivering a book to a reader who bought it | The buyer's email address, and the book file we send them. | Resend for the email, Cloudflare for the file. | If you never start an AI feature, your manuscript never leaves our servers. We do not sell your work, we do not give it to advertisers, and we do not use it to train anything. Under their API terms, Anthropic, Google and OpenAI process what we send only to give the result back, and do not use it to train their models. sats4ai is paid job by job over Lightning: it gets the file or the brief for that job and nothing else — no account of yours, no email address, no payment details. The full list of companies that handle your data is in our privacy notice (/privacy). ## 8. Your work stays yours **You own your book.** You keep every right in it. Nothing here moves ownership of your manuscript, your cover or your book to us. To run the features you press, you give us permission to host, store, copy, process, format, lay out, translate, send and display your work — for the purpose of providing the Service to you and the people you invite, and, for anything you choose to publish, to show your published page to the readers you point at it. That permission exists to run the product and nothing else. It ends when you delete the content or close your account, apart from routine backups and anything the law makes us keep (section 16). **What you promise us.** That you own or have permission for everything you upload and publish, and that it breaks no law and no one else's rights. **If someone sues over your book.** If you use bookmatic for your trade, business or profession, you will defend us and our payment providers, Paddle included, against third-party claims arising from your book or from your breach of these Terms, and cover the reasonable legal costs. **If you are a consumer, none of that applies to you**: you owe us only for loss we actually suffer and you actually caused. Neither version applies to anything caused by our own breach. **AI output.** Where a feature uses an AI model under your direction, what comes back becomes part of your book only when you accept it. You stay the author of what you accept, and you are responsible for checking it. AI narration is disclosed to listeners as digital narration. ## 9. Prices and how you pay A tier is a one-time purchase, not a subscription. There is nothing to cancel and nothing renews. It sits on your account and takes one book through the Service; write to us if you want to publish a second one. Credits are bought in packs. Our current list prices are **Digital $199** and **Press $399**, one payment per book; and credit packs at **$5** (50 credits), **$9** (100), **$40** (500) and **$75** (1,000). An ISBN from our block is bought with credits, at the credit price shown in the app. Prices shown at checkout are the ones that apply. Translation is metered in credits like the other AI features, at the credit price shown before it runs. Every price is shown in the app and again at checkout, in the currency you will be charged, before you pay anything. - **Card.** Card purchases are sold and processed by **Paddle.com Market Ltd** as our authorized reseller and Merchant of Record. When you pay by card, your purchase and payment contract for that transaction is with **Paddle**, and Paddle's buyer terms and refund handling apply to the payment. These Terms still govern your use of bookmatic itself. Paddle works out and pays any sales tax or VAT as Merchant of Record; the total at Paddle's checkout is what you pay. - **Bitcoin.** Bitcoin purchases are made **directly to Konsensus LLC** through our own BTCPay server. There, Konsensus is the party you are buying from and these Terms govern the transaction. The amount of bitcoin is worked out from the price at the rate quoted at checkout, and held for the window shown. Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns. Purchased features open once payment is confirmed. Tax on a card purchase is Paddle's to charge and remit; on a bitcoin purchase, any tax due is shown at checkout. ## 10. Credits Some features cost us money every time they run — a translation, a cover picture, a narrated chapter. Those run on **credits**, which you buy in advance and spend as you use them. New accounts start with some for free. **Credits work on bookmatic and nowhere else.** They buy anything the platform sells as an extra. They are not money: no cash value, not redeemable for cash, no interest, not transferable to another person or another service, and not a deposit, a gift card or electronic money. Unused credits do not expire while your account is open. **Credits are non-refundable once purchased.** That is our policy and it is deliberate: a credit exists so the work happens the second you ask for it, and the moment you spend one we owe an outside service real money for it. When you buy credits you are asking us to make them available immediately, and you agree they are not refundable. Two things limit that, and we would rather say them than have you find out: - **Paddle can refund a card payment anyway.** Paddle is the Merchant of Record for card purchases and applies its own buyer terms, whatever our policy says. If Paddle returns your money, we take back the credits that money bought, to the extent you have not spent them. - **Some rights cannot be signed away.** If the law where you live gives you a right to cancel a purchase of digital content, that right stands. It ends only when you have asked for the purchase to be delivered immediately and confirmed that you understand you lose the right by doing so — which is exactly what our checkout asks you to confirm. Where a right cannot be waived, it is not waived here. Two smaller mechanics, so nothing surprises you. To limit fraud, credits bought by card above a rolling allowance become spendable **ten days** after purchase, and the app shows what is spendable right now; credits bought with bitcoin are spendable as soon as the payment confirms. And if a card payment is charged back or disputed, we may hold the unspent credits on that account while it is sorted out. If a feature fails after we charged you for it, we put the credits back. If it turns out to have cost less than we quoted, we put the difference back. We never charge more than the estimate you agreed to. ## 11. Refunds and cancelling If you are a consumer in the EU or EEA, you normally have **14 days** to withdraw from a distance contract for a digital service, without giving a reason. bookmatic starts performing immediately — that is the point of it. By buying and starting to use it (importing a manuscript, running a translation, laying out a PDF, spending a credit) you **expressly ask us to begin during the withdrawal period and acknowledge that you lose the right of withdrawal once we have begun**, so far as the EU Consumer Rights Directive (2011/83/EU, art. 16(a)/(m)) and its national versions allow. If we have not begun, the 14 days are still yours. Rights that your national law does not let you waive are unaffected. **Credits are non-refundable** (section 10), subject to the two limits set out there. **Our own policy, on top of the statutory right:** if you bought a tier and have not yet used a paid feature of it — no translation run, no laid-out PDF, no export, no published page — we refund it in full within **14 days** of purchase, no reason needed. Just ask at hello@konsensus.net. **How to ask.** Email hello@konsensus.net with your order number or the address you paid with, before the 14 days are up. Any clear statement works; there is a model withdrawal form in our refund policy (/refunds) if you prefer one, but it is optional. The 14 days run from the day the contract was made. We refund **within 14 days** of hearing from you, by the same means you paid, at no charge to you. Card refunds are issued through Paddle, who handle returns as Merchant of Record; bitcoin refunds go back in bitcoin, in the amount originally paid, to an address you give us. The mechanics — who replies, how fast, which rail — are in the refund policy (/refunds). ## 12. Publishing, hosting and takedown When you publish, we host your book's page for you and keep hosting it. Two honest conditions on that, because "hosted forever" is a promise nobody can keep: - hosting lasts **for as long as we run the Service**; and - the book has to keep to our content & takedown policy (/policy). A page that breaks it can be unlisted or removed, and we tell you what and why. If we ever have to stop running bookmatic, we will tell you by email at least **30 days** before it happens, and your files stay downloadable for that whole period. Your book is yours: the ebook file and the print files are exports you can take anywhere, at any time, and publishing here has never stopped you selling the same book elsewhere. ## 13. Print files, barcodes and ISBNs An ISBN is the number that identifies a book in shops and libraries. Here is exactly where you stand with one: - **Press includes the barcode** — built from an ISBN *you already own*, and printed on the back cover, at no extra cost. - **No tier includes an ISBN.** Not Digital, not Press. If you do not have one, Press still builds every file; the cover simply carries no barcode. - **Getting an ISBN registered under your own imprint** — your own publisher name, not ours — is a separate extra you buy with credits. It is yours and it stays yours. You can also get an ISBN yourself from the agency for your country, free or paid depending on where you live, and give us the number. Either way the barcode is the same. ## 14. When a reader buys your book **bookmatic sells software to authors.** It is not a shop, a marketplace or a reseller of anyone else's goods, and no third party sells anything through it. If you switch on reader sales for a book you published here, Konsensus publishes that edition and sells it as its own. The reader pays Konsensus, and Konsensus carries what comes with that — payment processing, sales tax, refunds, chargebacks and the reader's consumer rights. You do not need a payment account, and you do not register for tax in a reader's country. **Your royalty.** For each settled sale we owe you a royalty, which is a percentage of what the reader paid for your book. The current rate is shown on the Sell tab in the app and on your royalty ledger, and it is the rate that applies to every sale settled while it is in force; the remainder is what Konsensus keeps for selling, taxing, delivering and supporting the book. If we change the rate we will say so in the app before it applies, and sales already settled keep the rate they settled at. the ledger shows every entry. It is a debt we owe you, not money held on trust, and it earns no interest. You may ask to be paid your balance at any time and we pay it within **30 days** of the request, by a method we agree with you. If a sale is refunded or charged back, the royalty on it is reversed and you can see the reversal. Tax on what you earn is yours to handle. None of this moves the rights in your book. You may sell the same book anywhere else at the same time, and you may unpublish your page whenever you like — readers who already bought it keep their access. ## 15. What we do not promise The Service is provided "as is" and "as available". As far as the law allows, we disclaim warranties we have not written down here, including implied warranties of merchantability, fitness for a particular purpose and non-infringement. We do not promise it will never be interrupted and never have a bug. bookmatic is a tool and a host. It is not your editor, your translator or your lawyer, and it is never the author of your book. The editorial decisions stay yours. AI output can be wrong; checking it before you accept it is your job, as is clearing the rights to everything you publish. As far as the law allows, we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data or goodwill. Our total liability for anything to do with the Service is limited to what you paid us — or paid Paddle for bookmatic — in the twelve months before whatever went wrong. **Nothing here limits liability that cannot be limited by law**: death or personal injury caused by negligence, fraud, or a consumer's mandatory rights. If you are a consumer, those rights sit on top of these Terms and are untouched by them. ## 16. Ending it You can stop using bookmatic whenever you like and delete your content. To close the account, email hello@konsensus.net from the address it is registered to. We may suspend or close your access if you seriously break these Terms, use the Service unlawfully, fail to pay, or trip our abuse safeguards. Before we close a *paid* account for anything other than unlawful use or serious abuse, we give you notice, a fair chance to put it right, and time to export your files. When access ends, published pages you created may come down. **Your data.** When you close your account we delete your books, your profile and your collaboration data within **30 days**, backups included. Records we have to keep for accounting, tax or abuse handling are kept as long as the law requires. ## 17. Which law applies (Governing Law) These Terms, and any dispute about them or about the Service, are governed by the law of the **Próspera ZEDE, Honduras** — where Konsensus LLC is organized — without regard to conflict-of-laws rules, and the parties submit to the courts there. **If you are a consumer**, that choice does not take away the protection of the mandatory law of the country you live in, and those protections apply to you in full. You may bring a case against us either in the Próspera ZEDE or in your own country; **we may bring one against you only where you live.** For a card purchase, Paddle is the party you paid and Paddle's own buyer terms govern that payment. ## 18. Changes to these Terms We change these Terms only for a real reason: the law changed, a payment provider or another supplier changed, security or fraud prevention requires it, or the Service itself changed. You get at least **30 days' notice by email** before a material change takes effect. If a change is bad for you — to these Terms, or to something you already paid for — tell us within those 30 days and we will refund the unused part of your purchase, or keep you on the old terms for what you already bought, whichever you prefer. Carrying on using the Service after the notice period is how you accept a change, and it never removes that choice. The revision line at the foot of this document records when these Terms last changed. ## 19. How to reach us Konsensus LLC — hello@konsensus.net. About a card payment specifically — a receipt, a billing question, a card refund — you can also go straight to Paddle as Merchant of Record at paddle.net. How we handle personal data is in our privacy notice (/privacy); what may be published and how to report it is in our content & takedown policy (/policy). --- Konsensus LLC · bookmatic.ink · hello@konsensus.net · version 1.3, last revised 28 July 2026.